Rates are effective from 18-May-2011
|
Interest Rate of Deposits |
updated on February 01,2012 |
| SB Account - Rate of interest 4% |
Current Account - 0% Minimum Balance Rs 1000 only. |
|
Fixed Deposit [Domestic]
Period |
Interest Rates |
General |
Senior Citizens |
15 Lakhs & above
Below 50 Lakh |
above 50 lakh |
| 30 days to 45 days |
6.25% |
6.25% |
6.25% |
6.25% |
| 46 days to 90 days |
6.5% |
6.5% |
6.5% |
6.5% |
| 91 days to 180 days |
8.5% |
8.5% |
8.5% |
8.5% |
| 181 days to 364 days |
9% |
9% |
9% |
9% |
| 12 months to 60 months |
10.25% |
10.75% |
10.25% |
10.25% |
| above 60 months |
10.25% |
10.75% |
10.25% |
10.25% |
Peoples Deposit Scheme |
Period |
General |
Senior Citizens |
| 301 days |
10.25% |
10.75% |
Mahalakshmi Monthly Investment Scheme |
Monthly paid amount - Rs. 100 (Minimum) |
Period |
Return Amount |
General |
Senior Citizens |
| 12 months |
Rs. 1,267 |
Rs. 1,270 |
| 24 months |
Rs. 2,665 |
Rs. 2,679 |
| 36 months |
Rs. 4,208 |
Rs. 4,241 |
| 60 months |
Rs. 7,791 |
Rs. 7,896 |
|
| |
NR (O) |
NR (E) |
| 6 months and above but below 1 year |
Domestic Deposit Rate |
0 |
| 1 year |
0 |
9.50% |
| Above 1 year but below 3 year |
|
9.50% |
| 3 Year |
|
9.25% |
| SB |
|
4% |
HOUSING LOAN SCHEME |
Duration : 10 Years
Loan upto 25 Lakhs
Interest Rates : 15%
Low interest rate
Purpose:
- Purchase of Land
- constructing Housing
- Purchase of Housing
- Purchase of a Flat etc.
emi facility available
|
|
INTEREST RATE OF LOANS |
| Loan upto 50,000 - 15%
Loan upto 2 lakhs - 15% (1% rebate prompt repayment)
Above 2 lakhs - 15% (1% rebate prompt repayment)
Gold Loan - Interest Rate from 11% to 13%
(Loan taken upto 4:00 pm) |
|
|
